Workplace Safety
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Workplace safety suggestions

The suggestions below were developed to help you reduce injuries, protect your business and to protect your insurability. Some of these suggestions apply to USA-regulated businesses but in your jurisdiction there are probably similar regulations in place. All of them make sense and promote workplace safety.

Pay attention to the Safety Management process.

bulletIMPORTANT- Obtain a current Certificate of Worker's Compensation coverage (or a State Exemption) and keep on file for any contractors/subcontractors or service providers performing work for your business. Without them your coverage may cost more.
bulletIMPORTANT- A file system should be established to assure no Certificates of Insurance on file expire. This service is available to our members.
bulletIMPORTANT- All employees should be provided with eye, respiratory & hearing protection devices.
bulletAll persons applying for a job should complete a formal, written application for employment. We can provide specimen generic, statute-compliant forms for you.
bulletThe OSHA Hazard Communication Standard (HAZCOM) may apply to your company. If you use toxic or hazardous chemicals such as solvents, paints, petroleum based products, et cetera the law requires among other things that you:
  1. Have a written program,
  2. Have a written chemical inventory listing all chemicals your employees are exposed to,
  3. Obtain and maintain Material Safety Data Sheets (MSDS) for all chemicals in your inventory,
  4. Train your employees before they start work about the chemicals they are exposed to and keep the training current as new employees start and/or your inventory changes,
  5. Make sure all chemicals are in proper containers and are labelled correctly.
bulletA motor vehicle accident can result in a Worker's Compensation injury if an employee is driving on company business. Pre-placement/hiring and annual motor vehicle record (MVR) checks should be obtained for all employees who drive a personal or company vehicle on company business. We can assist you obtaining these MVRs for new and existing employees. 
bulletAn example of an employee using their vehicle for company business-an employee who picks up or drops off mail or bank deposits on their way to or from work or during the workday. If they are hurt in an accident, you could be liable or responsible as their employer.
bulletA governing authority approved (OSHA in the USA) First Aid kit and at least one 10-pound equivalent  or larger ABC-type fire extinguisher should be provided at each location and/or jobsite.
bulletLockout/tagout procedures must be used for all electrical work and machine repair or installation.
bulletA biohazard protection program should be established for all employees exposed to toxins or biological waste. Employees should be appropriately trained and supplied with personal protective devices such as masks, latex or nitrile gloves, splash resistant eye protection and rubber boots.
bulletGround Fault Circuit Interrupters (GCFI) should be provided or installed on all electrical equipment such as wet vacuums, buffers, grinders, et cetera used in wet or damp areas or outdoors, and on all extension cords.
bulletLadder Safety
bulletSecure ladders near the top and/or at the bottom to prevent slipping or falling.
bulletInspect ladders for broken rungs and other defects at the start and end of each use.
bulletExtend ladders at least 3 feet above the landing to provide a handhold and balance point.
bulletDo not use a ladder as a platform, runway, or to hold work planks.
bulletAvoid job-built ladders.
bulletMachine guarding
bulletAll manufacturing machinery such as drill presses, press brakes, saws, etc., should have the manufacturer's guards in place and operable.
bulletEmployees operating these machines have the operator's manual and safety instructions available for their use.
bulletEmployees should be provided with documented training at hire and at least annually on safe operating procedures.

Important note: These suggestions are advisory only. MTA, its associates or affiliates assume no liability for their use or misuse. Adoption of the suggestions will not assure no accidents will occur nor will it guarantee compliance with any local, state,  federal or other regulation(s) or law that may exist. These suggestions are a part of many insurers underwriting programmes and should  be considered for your own comprehensive safety programme. The suggestions are not exhaustive and are believed to be accurate and are developed from sources considered reliable. Some services offered may not be available in your area. Services offered may require the payment of a fee or fees.

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Send mail to mail@marinetrades.com with questions or comments about this web site. Some services are provided by outside service organizations. The Marine Trades Association Inc. is a member service organization and is not an insurance company, agent or broker. This website is not to be considered a solicitation to purchase insurance or a solicitation to invest in any scheme. The proposals on this website are for information purposes only and are void where prohibited by law. Specific insurance questions should be directed to Association Insurance Managers, a fictitious name of ORM Inc., a Florida Corporation (305) 743-7711 or to their website www.offshorerisk.com .
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Last modified: January 15, 2006